Buying a new home or refinancing your current mortgage? Click below for the latest low rates.

Member Advantage Mortgage

Looking for a WCU Edge Home Equity Line or Edge Fixed Rate Home Equity Loan?
See rates below:

All rates, terms and conditions are subject to change without notice.

*APR = Annual Percentage Rate. Published Annual Percentage Rate (APR) is accurate as of 03/13/2020. All loan applications are subject to credit approval. Payment example: $18.02 per $1,000 borrowed for 60 months at 3.125%. Monthly payments per $1,000 borrowed does not include amounts for real estate taxes or insurance premiums. Appraisal fees may be applicable. If an appraisal is required, the closing costs charge will range from $400 to $650. Offer available for owner occupied primary residences only. Maximum loan amount is $510,400 and maximum loan-to-value of 80%. All Home Equity Loans require proof of income and homeowner’s insurance. Flood insurance required if property is located in a designated Flood Zone. All credit union loan rates, terms, conditions are subject to change at any time without notice. Membership eligibility required. NMLS #491585.


Edge Fixed Rate Home Equity Loan 80% LTV
(Effective: Thu. July 9, 2020)
Type Interest Rate APR*** Monthly Payments
per $1000 borrowed
5 Year Edge Home Equity Loan 3.125% 3.125% $18.02
10 Year Edge Home Equity Loan 3.75% 3.75% $10.01
15 Year Edge Home Equity Loan 4.25% 4.25% $7.52
20 Year Edge Home Equity Loan 4.99% 4.99% $6.59


10 Year Mortgage/1st Lien Equity
(Effective: Thu. July 9, 2020)
Type Interest Rate APR*** Monthly Payments
per $1000 borrowed
10 Year Mortgage 2.875% 2.875% $9.60

All rates, terms and conditions are subject to change without notice. All rates and approval depend on credit worthiness and other qualifications.

***APR = Annual Percentage Rate – for Loan Accounts