Buying a new home or refinancing your current mortgage? Click below for the latest low rates.

Member Advantage Mortgage

Looking for a WCU Edge Home Equity Line or Edge Fixed Rate Home Equity Loan?
See rates below:

All rates, terms and conditions are subject to change without notice.

*Annual Percentage Rate (APR) is accurate as of 03/13/2020 and is subject to terms and conditions. If appraisal is required, the charge will range from $400 to $550. Offer applies to owner occupied primary residences only. All requests are subject to credit approval and ability to repay. Monthly payments based on borrowing $10,000 for 60 months will be $180.24 with an APR of 3.125%. Payment does not include taxes or insurance. The minimum loan amount is $10,000 and loan amounts over $250,000 require an appraisal. Property insurance is required and WCU members must maintain a $5 deposit relationship. All credit union loan rates, terms, conditions are subject to change at any time without notice.


Edge Fixed Rate Home Equity Loan 80% LTV
(Effective: Thu. April 9, 2020)
Type Interest Rate APR*** Monthly Payments
per $1000 borrowed
5 Year Edge Home Equity Loan 3.125% 3.125% $18.02
10 Year Edge Home Equity Loan 3.49% 3.49% $9.88
15 Year Edge Home Equity Loan 3.875% 3.875% $7.33
20 Year Edge Home Equity Loan 4.374% 4.374% $6.26

Edge Fixed Rate Home Equity Loan 90% LTV
(Effective: Thu. April 9, 2020)
Type Interest Rate APR*** Monthly Payments
per $1000 borrowed
5 Year Edge Home Equity Loan 3.75% 3.75% $18.02
10 Year Edge Home Equity Loan 4.115% 4.115% $10.18
15 Year Edge Home Equity Loan 4.50% 4.50% $7.65
20 Year Edge Home Equity Loan 4.999% 4.999% $6.59


10 Year Mortgage/1st Lien Equity
(Effective: Thu. April 9, 2020)
Type Interest Rate APR*** Monthly Payments
per $1000 borrowed
10 Year Mortgage 2.875% 2.875% $84.64

All rates, terms and conditions are subject to change without notice. All rates and approval depend on credit worthiness and other qualifications.

***APR = Annual Percentage Rate – for Loan Accounts