Unlike other investments, our Share Certificates guarantee you a return. Choose a term, get a rate, and start saving with certainty.

Current Rates   |   Calculator

Key Features

  • Competitive, Fixed Rates
  • Guaranteed Earnings
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher than standard savings rates
  • Receive higher rates by selecting a longer term
  • Provides a stable return
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 3 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open1

 

APY = Annual Percentage Yield. $500.00 minimum to open and earn APY. Share Certificates that are greater than 12 months the interest will be paid annually and/or maturity. Share Certificates under 12 months the interest will be paid at maturity. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Membership required. All rates are subject to change without notice. 

1Please request or view current rates and fee schedule for complete details.

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Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more