Personal Lines of Credit

Easily link a line of credit to your checking account. Not only does it protect from overdrafts, it can be used as an instant loan for any purpose.

Rates

Key Features

  • Competitive Rates
  • Anytime Funds
  • Quick Decisions
  • Local Service
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  • Competitive rates for several ongoing needs
  • Not available for business loans
  • Lines of up to $1,000 available
  • Links to your checking account
  • No annual or application fees
  • Accommodating repayment options:
    • Minimum 3.00% of balance at time of advance
    • Payments are fixed until next advance
    • A new monthly payment will be calculated at that time
  • Conveniently meet needs as they arise; no need to apply for separate installations
  • Funds easily available in-person or via phone transfers to a specified Worcester CU checking account
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
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Bank Your Way 24/7/365
Telephone Teller • Online Banking • Mobile Banking

Electronic Banking

Worcester Credit Union is INSURED by National Credit Union Administration (NCUA) and Massachusetts Credit Union Share Insurance Corporations (MSIC). The NCUA insures all deposits up to $250,000 per account owners. All deposits above NCUA limits are fully insured by MSIC.

WCU Partners with Mass Save HEAT Loans - learn more