*CD = Certificate of Deposit. APY = Annual Percentage Yield. New Money Only is defined as deposits and investments not previously held by Worcester Credit Union. Minimum deposit is just $500 and maximum deposit is $250,000. There is a penalty for early withdrawal. Rate is subject to change without notice.
FREE Statement Savings
A convenient way to save money. With easy-to-read monthly statements managing your finances has never been easier. And you can transfer money between your Savings and Checking accounts anytime you want at an ATM machine, Telephone Teller, or Home Banking. You can even arrange for up to six automatic transfers per month.
Earn a competitive Money Market rate of interest on your deposits. You can make unlimited deposits and up to six automatic transfers per month. Maintain a $2,000 minimum balance and pay NO monthly service charge. Even if your balance falls below the minimum, you pay just $5 per month.
Click to view current Money Market rates.*
Certificates of Deposit (CDs)
Earn a highly competitive, guaranteed rate of return with a Worcester Credit Union CD. We offer you a range of terms, from 6 to 36 months. Minimum deposit is just $500.* Interest earned on your CD can be credited to your Checking or Savings account. There is a penalty for early withdrawal.
Click to view current Regular and IRA CD rates.
Having trouble saving for big holidays and those well earned vacations? Your worries are now over with our Holiday and Vacation Clubs. Here’s how it works:
- Set-up automatic deposits from your Savings or Checking accounts or Direct Deposit.
- Interest will be paid October 31st for Holiday Clubs and April 30th for Vacation Clubs.
- Your funds will be automatically transferred to your Savings account on November 1st for Holiday Clubs and May 1st for Vacation Clubs.
- The program renews automatically unless you close the club account.