Get personal loans for all your needs. Apply Now

We have Personal Lifestyle Loans for every need. We offer unsecured Personal Lifestyle Loans to fit YOUR Needs for ANY REASON, with terms up to 72 months for qualified borrowers.  APPLY Online Now


Life happens and we offer an affordable way to help, without derailing your financial future. Turn to WCU’s Lifestyle Loans for any reason:

  • Adoption Services
  • Air fare
  • Any emergency
  • Auto Repairs
  • Band Instruments
  • Cosmetic Surgery
  • Debt Consolidations
  • Dentistry/Orthodontics
  • Education
  • Electrolysis
  • Fertility Treatments
  • Funerals
  • Golf Carts
  • Hair Restoration
  • Hearing Aids
  • Heating/AC
  • Help out a family member
  • Holiday Expenses
  • Home Improvements
  • Honeymoon
  • Jewelry
  • Landscaping
  • Medical costs not covered by insurance
  • Moving Expenses
  • Newborn
  • Pools/Spas
  • Vacations
  • Veterinary Care
  • Vision Care (LASIK)
  • Weddings

Borrow exactly what you need when it’s needed, with the terms that fit your budget and your time frame. The amount borrowed can be used for any reason.

LifeStyle Loan Benefits

Secured Loan Options

For a lower rate, take advantage of our secured loan options – we can hold funds in a Savings or Certificate of Deposit account while the loan is paid back. The deposits still earn interest at the regular rate, while the loan rate is just 3.0% above the deposit rate. For example, if your Certificate of Deposit is earning 1.25%, your loan rate would be only 4.25%! APPLY Online Now