New Vehicle Loans w/751+ credit score
2018 or newer (NEVER TITLED) with minimum $20k finance amount can finance for up to 84 months

(Effective: Mon. October 26, 2020)
Interest Rate APR* Term Monthly Payments
per $1000 borrowed
2.49% 3 years $28.84
2.99% 4 years $22.11
3.49% 5 years $18.17
3.99% 6 years $15.62
4.85% 7 years $14.03


Used Vehicle Loans Under 25 k w/751+ credit score
2017 or newer 
(Effective: Mon. October 26, 2020)
Interest Rate APR* Term Monthly Payments
per $1000 borrowed
2.74% 3 years $28.95
3.04% 4 years $22.13
3.25% 5 years $18.06
4.24% 6 years $15.73


Used Vehicle Loans Over 25 k w/751+ credit score
2012-2016 and/or 2017 or newer 
(Effective: Mon. October 26, 2020)
Interest Rate APR* Term Monthly Payments
per $1000 borrowed
2.74% 3 years $28.95
3.24% 4 years $22.22
3.74% 5 years $18.28
4.74% 6 years $15.95



SHOPPING FOR USED CAR?

Click here to save on CARFAX Vehicle History Report

Worcester CU members click here to save $10 on a CARFAX VEHICLE HISTORY REPORT.

PAY ONLY $29.99


Whether you are buying  or refinancing a New/Used Pickup, Sedan or Sports Car, Worcester Credit Union has the loan for you at a great, low rate Apply Online Now

how does vehicle refinancing work? contact us and ask - read PDF

 View CURRENT Loan RATES

You can choose a loan term up to 7 years and even protect your vehicle with GAP – Guaranteed Auto Protection. To find out more about GAP, click here.

Worcester Credit Union now offers new and used Motorcycle, Boat & Recreational Vehicle loans, as well as new Small Recreational Vehicle loans.  View CURRENT RATES


Worcester CU Resources for Auto Buyers